No AHCA #RyanCare Regulations That NeedTo Be Repealed

 
What you need to know about AHCA #RyanCare and what comes next.  We can't afford the premiums, seniors hurting, and #RyanCare no better.  Based on a lie! ... 

 

Why  #RyanCare no better than #Obamacare

 

The special interests wanted representatives to give in and to say they are repealing Obamacare, even though #RyanCare left this in place ...  
  • Mandates on what plans must covered
  • "Cadillac Tax that taxes the best insurance
  • Massive subsidies renamed "refundable tax credits
  • A 100 billion dollar bail out for the insurance company bailout
  • The one thing that we all hate and that went to the Supreme Court to stop ... massive penalty for not buying health insurance!
We now have another chance for free market solutions to work and #FullRepeal of Obamaare!  Thank You @FreedomCaucus and the moderates who stood with you!  #TheyStandForUS

 

 

 

 

 

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3/20/2017 #RyanCare AHCA Update:  Why it needs to be defeated.

 (How Can You Help?  Click here to see how you can assure #RyanCare does not have the votes.  #PJNET Tweet Fest on Monday and Wednesday, 3/20 and 3/22/17)

This week is going to be critical.  This is what is happening in DC., what you need to know, and what you need to do.  

Currently, the AHCA #RyanCare is scheduled to get a vote late Thursday night. By our count, around a few dozen are leaning against the current bill (some are moderates). With a threshold of 22 members needed to block the vote, things look pretty good right now for stopping it.

Leadership is looking to pick off those members (listed below, so providing as much air support as we can for them holding the line is important. Some aren't public with their opposition so framing the support as "doing the right thing" is probably best.  

Note:  The following were 'picked off' by Trump and need to hear from you:  

  • Rep Morgan Griffith @RepMcGriffith 202 225 3861
  • Jody Hice @Congressman Hice 202 225 4101

See below for others who need to be reminded to stand with Congressman Mark Meadows for #FullRepeal and a NO vote on #RyanCare (AHCA)

The special interests want representatives to give in  and to say they are repealing Obamacare, even though it is left in place with #RyanCare such as ...   

  • Mandates on what plans must covered
  • "Cadillac Tax that taxes the best insurance
  • Massive subsidies renamed "refundable tax credits
  • A 100 billion dollar bail out for the insurance company bailout
  • The one thing that we all hate and that went to the Supreme Court to stop ... massive penalty for not buying health insurance!

Also, it is important for us to be pushing out details about what regulations need to be repealed. Not a lot is being discussed about the framework of Obamacare (the regulations) despite how important it is. Below are some quick summaries about the major regulations and what they do. We are going to get something shareable and in a nice format for you all soon!

  • Guaranteed Issue: Regulation preventing insurance companies from refusing coverage to individuals. This is the provision that necessitated the individual mandate in Obamacare, which has been replaced in the AHCA by the 30% surcharge paid directly to insurance companies. Heritage’s preferred approach is something called "Continuous Coverage" which does not require a surcharge or mandate, but rather simply extending existing protections in the employer market to the individual market once Obamacare’s regulations have been repealed. This solution would prevent insurance companies from charging more if someone has had continuous insurance coverage over time but allow insurers to account for enrollees’ health risks if they game the system by waiting until they get sick to purchase coverage. Extending this approach to the individual market would solve the "waiting until you are sick to get coverage" issue.
  • Community Rating: Regulation forcing plans to be similarly priced based on age, gender, and health status. The age rating ratio which Obamacare uses is 3-1 but the AHCA has moved it towards 5-1 which is a decent step forward. However, the AHCA still forces insurance companies to ignore gender and health status when underwriting insurance policies. These serve to drive up the cost of health insurance and are unnecessary in a deregulated environment with continuous coverage protection.
  • Essential Health Benefits (EHB): Regulation requiring certain medical procedures to be in all health insurance plans. This regulation applies to the individual and small group markets, but Obamacare also contains a similar preventive services mandate that applies more broadly. The AHCA does little to nothing outside of a minor Medicaid provision which is problematic. In a previous version of the AHCA, the states were given the option to modify the default federal EHB standards, but a better solution is just to repeal these regulations entirely which would force the states to reassess their state-level essential health benefits. Removing this regulation alone would not be enough to stop the current death spiral in the healthcare market.
  • Actuarial Value: Regulation which forces insurance companies to cover a certain percentage of health care costs. In essence, this regulation prevents a catastrophic plan from existing because it doesn't allow for customers to customize the level of coverage, cost of premiums and their deductible. The AHCA does get rid of this which is one of the few positives on the regulation front in the bill.

There are more regulations that make up Title I of Obamacare, but these are the main cost drivers. Obamacare cannot be considered repealed unless these regulations are taken off the books.

 

 

Members to Encourage (Facebook links below)

 

Rep. Mo Brooks

AL05

Rep. Ken Buck

CO04

Rep. Scott DesJarlais

TN04

Rep. Trent Franks

AZ08

Rep. Tom Garrett

VA05

Rep. Paul Gosar

AZ04

Rep. Andy Harris

MD01

Rep. Jody Hice

GA10

Rep. Raul Labrador

ID01

Rep. Alex Mooney

WV02

Rep. Steve Pearce

NM02

Rep. Scott Perry

PA04

Rep. Bill Posey

FL08

Rep. Ted Yoho

FL03

Rep. Justin Amash

MI03

Rep. David Brat

VA07

Rep. Jim Bridenstine

OK01

Rep. Warren Davidson

OH08